A STUDY ON IMPACT OF INDIA’S INTEREST RATE ON STOCK MARKET INDICES

Abstract

The stock market has become an essential component of wealth creation and financial independence, especially for the younger generation. With the rise of financial technology and easy access to trading platforms, youth today are increasingly exposed to stock market investment opportunities. However, awareness about the fundamentals of stock trading, risks involved, and long-term benefits still remains limited among many. This lack of financial literacy often leads to hesitation or uninformed decisions. Educational institutions are gradually introducing finance-related subjects, yet practical knowledge remains insufficient. Social media influencers and YouTube channels play a growing role in shaping young investors' perceptions. While some youth actively invest and build portfolios, many others are still unaware or misinformed about how the market functions. Initiatives from SEBI and other regulatory bodies aim to enhance awareness through campaigns and workshops. Parental guidance and peer influence also affect investment decisions. Understanding risk management, market trends, and diversified investing is crucial for young participants. Stock market participation not only supports personal finance growth but also boosts national economic activity. By promoting financial education, more youth can make informed and responsible investment choices. A well-informed generation can create a financially secure future. Therefore, increasing awareness and encouraging participation is both timely and necessary.